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Finance​ Department

Wiesner Huntsville has some of the best financing available for your purchase. Credit Challenges? ​ We can help! Please complete our secure online Credit Application so we have the opportunity to have you pre-approved for your new or pre-owned vehicle. Being pre-approved will mean less time you have to spend waiting around during your purchase process.

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Finance

Hours

  • Monday
    8:00am-8:00pm
  • Tuesday
    8:00am-8:00pm
  • Wednesday
    8:00am-8:00pm
  • Thursday
    8:00am-8:00pm
  • Friday
    8:00am-8:00pm
  • Saturday
    8:00am-7:00pm
  • Sunday
    Closed

Contact Information

230 I-45 N
Huntsville, TX 77320
Phone: (936) 291-7500
Fax: (936) 291-6623

Auto Finance Frequently Asked Questions (FAQ)

If you’re not sure how financing a car works, here’s a quick walkthrough of some often-asked questions. This should help you gain a deeper understanding of how the process will go when you go in to buy or lease a vehicle.

What's the difference between buying and leasing?

When you buy a new vehicle, you own that car (or will eventually own it after you have paid off your auto loan). Once you pay off the vehicle, it’s yours for as long as it lasts. Leasing allows you to temporarily “own” a vehicle through a contract with a lessor that permits you to drive the vehicle for a negotiated length of time.

How does credit factor into buying or leasing a vehicle?

Financial institutions will look at your credit history and credit score to determine whether or not you are creditworthy enough to qualify for a loan. Likewise, a lessor will look at your credit score to determine if you reliably make payments on time.

How is credit score determined?

A number of factors go into calculating your credit score. They include payment history, the amount you still owe, how long your credit history is, the different types of credit you have, and any new credit accounts you’ve opened recently.

Should I get preapproved for a loan?

Sometimes you can go to a bank or credit union and get preapproved for a loan. You can either do this or finance through the dealership.

What should I bring to a dealership when I buy or lease a vehicle?

The basics include your driver’s license and proof of insurance. Otherwise, if you have a preapproved loan, bring the documentation for that.

Do I need to bring anything when I trade in a used car?

Yes. When you trade in a vehicle to the dealership, you should bring any keys that belong to it, a certificate of title, and the owner’s manual.

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